Skippings Fine Arts has dated this piece to the 1890s.

Acquired in France, it is pure art nouveau, dating to the 1890s-1900s. A watercolour/mixed media, the colours a wonderfully fresh. The artist, Frank Howland, is well listed - his works have sold at auction on several continents. and yet, no biographical information is available.

I am wondering if "Frank Howland' may not simply be a pseudonym.
On paper, the watercolour measures 12 x 27,5 cm at sight. Beautifully framed, the overall size is 34 x 48,5 cm. This would make a beautiful gift for a swimmer or a Venetian blonde, if not for yourself.
Skippings Fine Arts has dated this piece to the 1890s.
Modern french & continental pictures selected by a former french auction house expert
You can view the stock and full dealer information on the Skippings Fine Arts Profile Page